Living Well Spending Less - Book Notes

This past week I read Living Well Spending Less by Ruth Soukup. 

Although there was a lot of information I already was taught or knew, there were still some new things that I learned. Below are some things that I thought were helpful:

These are some of the quotes that were in the book that I liked: 

- What would happen if we took the time to actually write down our current priorities? How would our perspective change if we took just a few moments to determine what it is we want most out of life?

- If I were to die tomorrow, what would people remember me for?

- If you are discontent, consider that:

- You are reading a book (people in many countries in the world have tightly restricted access to books, newspapers, and the internet)
- You are not hungry - 870 million people or roughly 1/8 of the world's population, are suffering from chronic hunger.
- You have access to medicine - between 1.3 and 2.1 billion people in the world do not have access to even the most basic medicines

- You can drive - only 9% of the world's population owns a vehicle.

- You can turn on the lights - 1.2 billion people don't have access to electricity.

- You are not thirsty - 780 milllion people in the world lack access to clean water.

- You have a place to sleep tonight - 100 million people do not have homes around the world, including between 600,000 and 2.5 million homeless right in the United States.

- Find someone you can bless today.

- Living in our sweet spot means not only taking the time to discover our passions and to realize what it is we were made to do, but also being willing to take the next step.

- Taking the time to write down your vision of the future not only forces you to self-evaluate and to decide what is most important, but it also motivates you to act on those dreams.

- Do Dave Ramsey's Financial Peace University and resources on DaveRamsey.com

- Put your most important tasks first each day. 

- Take the first 30 minutes of your day to work only on long-term goals.

- Eliminate things in your day that don't align with your priorities and are taking up time but not adding value.

- Do our choices match our calling - our vision, goals, passions, and dreams?

- Stuff isn't bad or dangerous in and of itself, but in a world where we are constantly told that what we have isn't quite good enough, the love of things can so easily consume us. The pursuit of it all...makes us forget all the things that actually matter.

- Less stuff equals more joy.

- Give your children a life filled with the things that matter most, things like faith, joy, peace, fellowship, contentment, gratitude, and compassion.

- Cut all nonessential spending for one month. Only spend on normal bills and perishable food items (e.g., bread, milk, vegetables). Everything else is off-limits.

- As I was growing up, the first and only rule of money was that we didn't talk about money.

- Only 32% of Americans actually prepare a detailed budget each month and only 24% have a long-term financial plan.

- Create a stockpile in your pantry or cupboards of the grocery staples and food items your family eats.

- Consider going meatless or two days a week.

- When was the last time you reached out to a friend to find out how they were doing, without the ulterior motive of sharing your own latest news? 

- When was the last time you picked up the phone just to catch up, or dropped off a meal just because you knew they could probably use it?

- If friendships are to be a priority in your life, you have to be purposeful about making time for your friends, even when you are busy.

- Creativity is born out of limitations rather than out of abundance.

- Ways to cultivate more creativity in your life:

- Read more - the more you read, the more you know. Reading engages your brain and makes it work better.

- Reflect

- Ask questions

- Pay attention

- Play

- Brainstorm

- Rest

- Cultivate and enjoy the creativity of the people around you.

- Give of your time and talents:

- Cook or bake: deliver a meal to a sick friend, neighbor, or shut-in; volunteer to cook in a local soup kitchen or women's shelter, or send a care package to a college student or soldier. 

- Good with children: become a Big Brother/Big Sister, become a tutor, volunteer to read at the local library or school.

- Love animals: volunteer at a local animal shelter, volunteer at a local wildlife center, 

- Introvert: shelve books at the local library, volunteer at the local food pantry, donate blood, write encouraging notes or cards to teachers, friends, neighbors, soldiers, prisoners, or other people who may feel lonely or discouraged.

- Outdoorsy: volunteer at the local park or work in a local community garden. 

- Serve in love in your home:

- Offer genuine encouragement and know what's going on in their days.

- Show grace - forgive and forget without harboring a grudge or resentment.

- Be generous - give freely and generously of your time, energy, and resources. Take care of the home and cook meals. Help out without being asked and without expecting anything in return.

- Slow down - if overcommitted, then be intentional about eliminating the things that don't need to be done so you can have more time to just be.

- Have fun - laugh and play games with your family. Go for walks or bike rides. Spend a day at the beach. Do something completely unexpected, just for fun. 

- Make a list of three areas in your life where you could stand to be more generous.

- How many hours a week or month do you spend volunteering or doing service work? Make a plan to volunteer or serve some time in the next month.

- Write down three goals for making improvements in serving those people closest to you. Give the best of yourself to your spouse and children.

QUOTES 

"To laugh often and much; to win the respect of the intelligent people and the affection of children; to earn the appreciation of honest critics and endure the betrayal of false friends; to appreciate beauty; to find the best in others; to leave the world a bit better whether by a healthy child, a garden patch, or a redeemed social condition; to know that one life has breathed easier because you lived here. This is to have succeeded." (Ralph Waldo Emerson)

"Contentment makes poor men rich. Discontentment makes rich men poor." (Benjamin Franklin)

"But godliness with contentment is great gain. For we brought nothing into the world, and we can take nothing out of it. But if we have food and clothing, we will be content with that." (1 Timothy 6:6-8)

"The greater part of our happiness or misery depends on our dispositions and not our circumstances." (Martha Washington) 

"But the fruit of the Spirit is love, joy, peace, patience, kindness, goodness, faithfulness, gentleness, self-control; against such things there is no law." (Galatians 5:22-23)

"Finally, brothers and sisters, whatever is true, whatever is noble, whatever is right, whatever is pure, whatever is lovely, whatever is admirable - if anything is excellent or praiseworthy - think about such things." (Philippians 4:8)

"Love must be sincere. Hate what is evil; cling to what is good. Be devoted to one another in love. Honor one another above yourselves." (Romans 12:9-10)

"People are most successful when they are in their sweet spot. Your sweet spot is the intersection where your passion meets your greatest strength." (Ken Coleman)

"We have different gifts, according to the grace given to each of us. If your gift is prophesying, then prophesy in accordance with your faith; if it is serving, then serve; if it is teaching, then teach; if it is to encourage, then give encouragement; if it is giving, then give generously; if it is to lead, do it diligently; if it is to show mercy, do it cheerfully." (Romans 12:6-8)

"Things that matter most should never be at the mercy of things that matter least." (Johann Wolfgang von Goethe)

Add these quotes to the purple book of quotes that I keep:

"Have nothing in your houses that you don't know to be useful or believe to be beautiful." (William Morris)

"I have learned to be content whatever the circumstances. I know what it is to be in need, and I know what it is to have plenty. I have learned the secret of being content in any and every situation, whether well fed or hungry, whether living in plenty or in want. I can do all this through him who gives me strength." (Philippians 4:11-13)

"We buy things we don't need with money we don't have to impress people we don't like." (Dave Ramsey)

"The plans of the diligent lead to profit as surely as haste leads to poverty." (Proverbs 21:5)

"A bargain ain't a bargain if it is not something you need." (Sidney Carroll)

"I am thankful for a lawn that needs mowing, windows that need cleaning, and gutters that need fixing because it means I have a home...I am thankful for the piles of laundry and ironing because it means my loved ones are nearby." (Nancie J. Carmody)

"You aren't really wealthy until you have something that money can't buy." (Garth Brooks)

"We make a living by what we get. We make a life by what we give." (Winston Churchill)